The Financial Facts 

 Know your goals

 Be practical and realistic

 Keep track of your credit score

 Live within your means

 Network! 

• 1. Subscribe to financial newsletters.   

• 2. Listen to financial podcasts.

• 3. Read personal finance books.

• 4. Use social media.

• 5. Keep a budget.

• 6. Talk to a financial professional.

1. Educate Yourself First 

2. Build An Emergency Fund

3. Find A Fiduciary

4. Start Saving Now

5. Take Advantage Of A Longer Runway

6. Don't Be Afraid Of Taking Risks

7. Conquer Fear With A Rational Process

8. Choose A Good Brokerage Firm

9. Only Invest What You Don't Need

10. Start Slow, Then Pick Up The Pace

11. Avoid Penny Stocks And Do Your Research

12. Start Networking 

13. Spread Risk And Seek Dividends

14. Don’t Let Emotions Drive Your Strategy

15. Learn How To Make Sound Decisions

• 1. Determine your investment goals

• 2. Contribute to an employer-sponsored retirement plan

• 3. Open an individual retirement account (IRA)

• 4. Find a broker or robo-advisor that meets your needs

• 5. Consider leveraging a financial advisor

• 6.  Keep short-term savings somewhere easily accessible

• 7. Increase your savings over time

• Start now, start small.

• Contribute to your 401(k).

• Start an emergency fund.

• Don’t spend your money on trendy investments.

• Don’t stop contributing to your retirement account when markets are volatile.

• Don’t focus on the value of your portfolio on a single day.

1. Budgeting

2. Building and improving credit

3. Saving

4. Borrowing and repaying debt

5. Investing